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Types of Loss
First Party Insurance Claims
Hurricanes
Hurricanes are some of the most catastrophic and unpredictable natural disasters. As a policyholder, the unknown of a hurricane can be a serious threat. Elements of a hurricane such as winds, rain, storm surge and flooding can create serious damage to your home or business. Navigating Hurricane damage insurance claims can be complicated, frustrating and confusing because they typically require multiple policies (i.e standard homeowners and flood insurance) with one insurance company shifting responsibility to the other.
The Adelphi Group (TAG) understands this confusion and frustration. This is why we are here to help you with your hurricane damage claim that has been wrongfully delayed, denied or underpaid. As the policyholder’s Advocate, we are fully committed to helping you obtain justice so that you can focus on the most important thing, your recovery.
Water Damage
Water damage is a very common type of property insurance claim. Often times, water damage is completely unexpected and caused by severe weather or issues with plumbing. In many cases, homeowners insurance policies exclude certain water damage such as sewage back up or even flooding. The Adelphi Group (TAG) has represented many policyholders with water damage claims to their homes and businesses. The Adelphi Group (TAG), is committed to helping you obtain justice so that you can focus on getting your home or your business on the right track toward recovery.
Wind Damage
Severe winds can leave serious damage and can be detrimental to your property. Windstorm claims typically involve shingles blowing off, trees falling on your property, blown down fences and window leaks. Until the initial assessment of your property, it is likely that wind damage will unveil several other hidden damages. Wind damage is often covered in most homeowners insurance policies, but there can be exclusions and limitations which can result in a denied claim. The Adelphi Group (TAG) has handled many wind damage claims and helps policyholders recover what is rightfully owed. Damage caused by wind is covered in most homeowners insurance policies, however there can be ambiguous exclusions or limitations which may cause your claim to be denied. Contact us if your insurance claim has been delayed or denied.
Fire and Smoke
At the Adelphi Group (TAG), our A Team understands and sympathizes with the aftershock a fire can leave behind. In serious cases, fires can destroy everything, from clothing to furniture and irreplaceable items. Having a valid insurance claim denied after a catastrophic event such as a fire, can leave you feeling helpless, alone and without resources. We here at The Adelphi Group (TAG) exclusively represent policyholders pursuing valid insurance claims, including claims for fire and smoke damage.
Hail Damage
Hail damage is sometimes worse than it appears and can be very expensive to fix. High-risk category homes include those in areas prone to severe weather conditions and those with low slopes or flat roofs with asphalt shingles. Most homeowner insurance policies cover hail damage. At The Adelphi Group (TAG), we fight for policyholders to hold their insurers accountable to fulfilling their promise to protect your property from damage, including damage occurring from hail.
PIP Claims
TAG is proud to assist those injured who cannot defend themselves.
Are you a medical provider who has been underpaid with patients involved in motor vehicle accidents and collisions? Are you frustrated having your bills reimbursed at less than your given rates? TAG Us In to help obtain maximum recovery of PIP related charges from automobile insurers across the state of Florida.